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Modern banking software you can add to what you already have

Finaclusion is modular financial infrastructure for microfinance banks,
lenders and businesses. Use what you need, connect what you have.

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Solutions

Built for how your business actually works

Pick the path that matches your institution. Each one is ready to start with.

Microfinance banks
Microfinance banks

Run your whole bank on one platform: accounts, loans, savings, agents and payments.

Banks with an existing core
Banks with an existing core

Add mobile, WhatsApp and smart tools on top of your current system. No replacement, no downtime.

Digital lenders
Digital lenders

Judge borrowers better and follow up on repayments faster with one lending engine.

Ajo and cooperatives
Ajo and cooperatives

Move group savings from paper notebooks to a clear, trusted digital record.

Agent banking networks
Agent banking networks

Reach more people with agents who handle cash, onboarding and field loans.

Marketplaces and employers
Marketplaces and employers

Offer loans, savings and payments inside your own business.

Why Finaclusion

Built to fit

The reasons institutions choose
to modernize with us.

No core replacement

Keep your current system running and add modern tools around it.

Upgrade one room at a time

Use only what you need

Pick the modules that solve your problem now and add more later.

Modular by design

Deploy your way

Finaclusion Core runs on-premise, in the cloud, or as a hybrid.

On-premise, cloud or hybrid

Made for Nigeria

Agent banking, Ajo and Esusu, and CBN financial inclusion goals are built in.

Local realities first

AI that helps your team

AI assistants support daily staff tasks and talk to customers on your behalf.

Smarter operations

No gateway lock-in

Collect and send money through different providers and connect other systems with the API.

Open by design

Finaclusion Core
Finaclusion Lending
Finaclusion Mobile
Finaclusion WhatsApp
Finaclusion Payments
Products

Every module, grouped by what it does

All modules work alone or together, under one family name.

Run the business
  • Finaclusion Core
  • Finaclusion Finance
  • Finaclusion Supply
Offer financial products
  • Finaclusion Lending
  • Finaclusion Savings
  • Finaclusion Ajo
  • Finaclusion Mortgage
  • Finaclusion Insure
Reach customers
  • Finaclusion Agent
  • Finaclusion Mobile
  • Finaclusion WhatsApp
  • Finaclusion Connect
Work smarter
  • Finaclusion AI and AI-CRM
  • Finaclusion Intelligence
  • Finaclusion Payments and API
Ready-to-use Bundles

Start with a complete package made for you

No need to pick from dozens of parts. Each bundle fits one type of business,
and you can add more modules later.

Finaclusion MFB Digital Start here

Add digital channels to your existing core.

  • Mobile app
  • WhatsApp banking
  • AI-CRM
  • Intelligence dashboards
  • Payments and API
  • Works with your current core
Book a demo

Finaclusion MFB Complete

The full platform for digital-first microfinance banks.

  • Core and Finance
  • Lending and Savings
  • Agent and Mobile
  • Payments and Connect
  • Intelligence dashboards
Book a demo

Finaclusion Lending Suite

An end-to-end digital lending engine.

  • Lending
  • Agent Finance
  • AI
  • Intelligence
  • Payments
Book a demo

Finaclusion Group Finance

Digitize Ajo, Esusu and cooperatives.

  • Ajo and Savings
  • Lending
  • Agent
  • WhatsApp and Mobile
Book a demo

Finaclusion AI Banking

An intelligence layer on top of your operations.

  • AI and AI-CRM
  • Intelligence
  • WhatsApp
  • Connect
Book a demo

Finaclusion Embedded Finance

Financial services inside non-financial brands.

  • Embedded Lending
  • Embedded Savings
  • Payments
  • Ajo
  • Marketplace
Book a demo
20+

20+

Modules to
choose from

6

6

Ready-to-use
bundles

3

3

Ways to use
Finaclusion

1

1

Connected
platform

FAQ

Frequently asked questions

Quick answers to the questions we hear most.

faq

Finaclusion is a modular financial technology platform. Institutions use the parts they need, connect them to what they already have, and add more as they grow.

No. Finaclusion MFB Digital adds mobile, WhatsApp, AI-CRM, dashboards and payments to your existing core through API connections, so you modernize without replacing it.

Microfinance banks, other financial institutions that want to modernize, and non-bank businesses such as marketplaces, employers, cooperatives and Ajo operators that want to offer financial services.

Yes. Most customers start with a bundle built for their business type, and individual modules can be added later.

Ajo, also called Esusu, is a traditional group savings practice where members pool money and take turns collecting it. Finaclusion Ajo turns the paper notebook into group wallets, rotation rules and member records.

Finaclusion Core can be deployed on-premise, in the cloud, or as a hybrid, depending on what your institution needs.
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Ready to modernize?

Book a short demo and we will show you which modules fit your institution.
Book a demo
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Contact Us

Let's modernize together

Tell us about your institution and we will suggest the right starting point.

contact border contact customer service

Phone

08099447105

Head Office

Syscomptech, 6B Obanta Close, Obanta, Ikeja, Lagos

Book a demo

Questions about modules, bundles or how Finaclusion connects to your current system?
Send us a message.